Fees & Finances

You will need to complete a simple, online credit application, which one of our staff can help you with. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.

You can borrow between £1000 and £50,000, subject to status. You must be over 21 to apply, and you must have lived in the UK for at least 3 years.

A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.

Obviously, this will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment.

The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank

As soon as the credit agreement has been signed.

There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.

The finance is arranged through Chrysalis Finance Ltd., a company authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193, and the lender is Shawbrook Bank Plc.

Chrysalis Finance Limited (“Chrysalis Finance”) is registered in England, company number 6541664. Its registered office is at 1 Worsley Court, High Street, Worsley, M28 3NJ and its postal address is PO Box 404, Alderley Edge, Cheshire SK9 0EA. It is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 631193 and it is registered with the Information Commissioner’s Office under reference ZA007247.

For the most up to date information please read the full Chrysalis Finances Terms & Conditions on their website.

APPOINTED REPRESENTATIVES:
The London Centre for Cosmetic Dentistry Limited (Registered in England and Wales, reg. 06903736 Nicholas House River Front, Enfield Middlesex EN1 3FG) is an Appointed Representative of Chrysalis Finance Limited which is authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking.